Personal property coverage

Personal property coverage is a type of insurance that helps cover the cost of repairing or replacing personal possessions that are damaged or stolen. Personal possessions can include things like clothing, furniture, electronics, and appliances.

Personal property coverage is typically included as part of a larger insurance policy, such as a homeowner’s insurance policy or a renters insurance policy. It is designed to protect the policyholder from financial loss resulting from damages to their personal possessions.

Personal property coverage may also be referred to as “contents coverage.” It is important to carefully review your insurance policy to understand what is and is not covered by your personal property coverage. Some policies may exclude certain types of personal possessions, such as expensive jewelry or artwork, or may require the policyholder to purchase additional coverage for these items.

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